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When it comes to finances, would you prefer to keep your finances and your family separate? Have you been told that you need a co-signer in order to receive financing?

We hear different reasons for declining to open a line of credit with no cosigner and they are all valid. Sometimes it’s because of pride, or maintaining privacy around a sensitive subject, especially when you only need to borrow a small amount, or for a short period of time. Did you know that there are a variety of loans that don’t rely on your credit history or credit score to qualify? Did you know that you can be approved for a pay day loan in as little as a day and receive the approved funds immediately in your bank account? It’s true! Why? Because the lending partners we work with choose to asses your situation differently in order to serve people with small, but immediate needs. If a no cosigner type loan is best for you for whatever reason, simply fill out this quick form  and find out if you qualify.

We recommend you do as much research as available.  In addition, we advise talking to a financial professional to understand all your options. Together we’ve helped thousands of people, in similar circumstances, to deal with their financing needs.

Always ensure that your lender discloses material conditions, limitations and restrictions, including, without limitation, qualifying terms associated with obtaining a loan, the cost of the loan, applicable finance charges and the cost of credit on a yearly basis, the amount of any down payment, repayment periods, whether there exists a roll-over period with added fees and interest, and whether any “add-ons” are required.

Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time.  The short-term loans are not a solution for long-term debt and credit difficulties.  Only borrow an amount that can be repaid on the date of your next pay period.  Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.  Late payments of loans may result in additional fees or collection activities, or both.  Nonpayment of credit could result in collection activities.  Each lender has their own terms and conditions, please review their policies for further information.

 

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